• Know exactly where your roof stands — even if no damage is present

• Prevent surprises during storms, appraisals, or insurance renewals

• Have a trusted third-party inspection on file

Lenders may require roof condition documentation before approving:

• New mortgages
  
  

• Refinancing applications
  
  

• HELOCs (Home Equity Lines of Credit)
  
  

• A certified report helps verify the roof is in sound condition — avoiding delays or denial

• Real estate buyers and agents often ask:
  
  “How old is the roof?” or “Is the roof in good condition?”
  
  

• A certification answers that question objectively, building buyer trust
  
  

• Can be used to justify value and speed up negotiations or appraisal reviews

Some insurance carriers offer discounts or lower premiums for:

• • Class 4 impact-resistant shingles
    
    

  • Recently replaced or certified roofs
    
    

  • Proactively maintained roofing systems
    
    

Submitting a roof certification report may help you:

• • Avoid higher premiums
    
    

  • Qualify for a better rate
    
    

  • Stay ahead of renewal inspection requests
    
    

💡 Always check with your carrier — some may even waive reinspection if you provide a valid certification from a licensed contractor.

If no damage is found, a certified report establishes a clear “before” condition

This is incredibly helpful if:

• • A storm hits months later and causes visible damage
    
    

  • You need to prove the roof was previously undamaged
    
    

  • You want to submit a service request, claim, or real estate disclosure